Melbourne, Florida · Serving clients statewide
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South Florida
Michael Sapourn has given opinion reports, affidavits, depositions and trial testimony in Miami-Dade, Broward, Palm Beach and other South Florida courts, and in the Southern District of Florida.
2023
U.S. District Court, Southern District of Florida · For the defendant · Opinion report
Whether an agent breached the standard of care when placing yacht coverage that carried a port restriction tied to unfinished repairs.
AZ55S, LLC v. FLINSCO.COM, No. 0:22-CV-61658
2020
Seventeenth Judicial Circuit, Broward County, FL · For the plaintiff · Testimony
Whether unnecessary delays in settling a sinkhole claim were a bad faith claims practice.
David and Jean Carruthers v. Tower Hill Prime Ins. Co., No. CACE 15-001849
2019
Eleventh Judicial Circuit, Miami-Dade County, FL · For the plaintiff · Testimony
Agent's standard of care when procuring commercial auto fleet coverage for a family business.
Interian v. Gil Garden Avetrani Insurance Group, No. 2017-026613-CA-01
2019
Twentieth Judicial Circuit, Collier County, FL · For the plaintiff · Deposition
Agent's standard of care when business income coverage was placed with 90% coinsurance after a no-coinsurance form was proposed.
Boutique Tere, Inc. v. Gulfshore Insurance, Inc., No. 17-CA-001618
2016
Eleventh Judicial Circuit, Miami-Dade County, FL · For the defendant · Deposition
Insurer's right to void an auto policy for material misrepresentation on the application.
L.S.R. Corp v. Esurance Property and Casualty Ins. Co., No. 2016-009203-CA-01
2015 to 2016
Fifteenth Judicial Circuit, Palm Beach County, FL · For the plaintiff · Affidavit, deposition, trial
Agent's standard of care when placing a construction and payment bond with an unauthorized offshore insurer. Qualified at trial in 2016.
The Lexington Club Community Association, Inc. v. Strategy Insurance Limited, No. 50 2007 CA-0018961
2016
Twelfth Judicial Circuit, Lee County, FL · For the plaintiff · Affidavit
Insurer's retroactive cancellation of an auto policy after accepting premium.
Juanita Orozco v. Government Employees Insurance Company, No. 15-CA-001581
2016
Eleventh Judicial Circuit, Miami-Dade County, FL · For the defendant · Deposition
Whether an agent placing liability coverage for a convenience store also had a duty to write workers compensation.
Mohammad Rashid v. Shores Insurance, Inc., No. 11-18924 CA 23
2014
U.S. District Court, Southern District of Florida · For the plaintiff · Opinion report
Whether a manuscript flood exclusion reached damage from groundwater pressure.
Business Telecommunications Services, Inc. v. St. Paul Fire and Marine, No. 1:13-cv-24201-UU
2013
Seventeenth Judicial Circuit, Broward County, FL · For the defendant · Deposition
Agent's standard of care when insuring more than 250 condominium associations, and when an agent becomes a fiduciary.
Ventnor B Condominium Association v. The Plastridge Agency, No. 09-037544-25
2012
Fifteenth Judicial Circuit, Palm Beach County, FL · For the defendant · Deposition
Captive agent replacing a whole life policy with a variable life policy.
Douglass Soref, Trustee v. New England Life, No. 50 2004 CA 011746
2011
Twelfth Judicial Circuit, Lee County, FL · For the plaintiff · Deposition
Wrongful denial of a catastrophic homeowners fire claim involving ambiguous application wording.
Fredericks v. Universal, No. 09-CA-00051
2009
Eleventh Judicial Circuit, Miami-Dade County, FL · For the plaintiff · Deposition
Wrongful denial of a catastrophic homeowners fire claim and the agent's handling of the application.
Phillips v. First Protective, No. 08-49368
2009
Nineteenth Judicial Circuit, Martin County, FL · For the defendant · Deposition
Captive agent's standard of care and the duty to advise.
State Farm v. A and M Food Store, No. 05-413CA
Serving counsel throughout South Florida, including Miami, West Palm Beach, Boca Raton, Fort Lauderdale, Pembroke Pines, Hollywood and Coral Springs. See the full testimony record.
Tell Mike what happened with your claim or your agent. The first consultation is free, and you will speak with him directly.