Insurance industry knowledge, used for homeowners
Mr. Sapourn spent 23 years running a large, privately held insurance brokerage in the Washington, DC area. After moving to Florida, he worked as a licensed Public Adjuster for seven years, adjusting substantial homeowners and commercial property claims. He knows how insurance companies evaluate claims from the inside.
Common insurer tactics
Hurricanes, fires and other events can cause catastrophic losses, and insurers put their own bottom line first. Common tactics include:
- Denying a claim on a technicality that should be challenged
- Making a lowball offer, hoping an unprepared homeowner takes the money rather than fight
- Delaying the investigation or payment
- Attributing damage to wear and tear or other excluded causes
Finding the benefits in your policy
Homeowners policies contain many benefits in addition to the stated limits. Knowing where to find them, and what information the insurer needs to pay them, can significantly change the outcome of a claim. Mr. Sapourn knows the questions to ask and the documentation required.
Whether your home was damaged by a hurricane, a fire or another event, and you cannot get the benefits you believe you are owed, call for a free consultation. Mr. Sapourn works with homeowners in Melbourne, Melbourne Beach, Indialantic, Viera, Satellite Beach, Merritt Island, Cocoa Beach, Orlando and across Florida.